Commercial Account Fees

The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account

Commercial Accounts may be subject to Account Analysis. You may request an example of an Analysis statement if applicable.

Cash Management with Bill Pay & ACH/Fed Wire

$60.00 per month
Includes 5 ACH file originations and 2 Required Security Devices

Cash Management Security Devices

$5.00 per month each if over 2 Devices $10.00 each for replacements

Remote Deposit Capture

$75.00 per month

New VISA Instant Issue Debit Card
 

No Charge for Bank Stock Court House Card

Replace lost VISA Instant Issue Debit card

$5.00

ATM cash withdrawal at ATMs we do not own or operate

$1.00

VISA Debit Card Purchase

No Charge

VISA Debit Transaction Dollar Limit

$500.00 per day Cash
$2500.00 per day POS

VISA Gift Card

$5.00 to activate

Automatic transfer of funds from a checking account to a savings or money market account

$1.00

Early Closure of Account (within six months of opening)

$20.00

Multiple Account Changes in one year

$15.00 (one free per year)

Check printing

(fee depends on style of check ordered)

Cashier's checks

$3.00

Originate ACH debit for loan payment at FNB

$1.00 each if recurring
$5.00 each per one-time transfer

Originate ACH deposit to account at FNB

$1.00 each if recurring
$5.00 each per one-time transfer

Loan Payment by Debit Card or Credit Card

$10.00 fee by phone only
$1000.00 maximum payment

Garnishments

$100.00

Executions

$100.00

Levies

$100.00

Overdraft -(each item) -each overdraft paid created by checks, transfers, in-person withdrawals, ATM withdrawals, or other electronic means

$35.00

Medallion stamp guarantee

$15.00

Non-sufficient funds (NSF) each - imposed when checks, transfers or items presented by electronic means are returned unpaid

$25.00

Account activity printout

$3.00

Account research

$20.00 per hour (one hour minimum)

Copy of statement

$2.00 each

Statement on CD

$5.00 each

Copy of check

$0.10 each

Fax research
Local
Long distance


No Charge
$3.00 each occurrence

Stop payments - check, other items

$25.00 each

Stop payments - ACH payments

$25.00 each

Photocopies

$0.10 each

Domestic wire transfers
Outgoing
Incoming


$15.00
$15.00

Foreign wire transfers
Outgoing
Incoming


$50.00
$50.00

Money orders

$2.00

Collection sent

$10.00

Deposited items returned

$5.00

Telephone balance inquiry in excess of three monthly (excluding express line calls)

$1.00 each

Extra interim statements (snapshots)

$3.00

Securities purchased

$100.00 per purchase

Statement reconcilement

$20.00 per hour

Non-MICR checks presented for processing

$1.00

Zipper bags

$3.00

Lock Boxes
3x5x22
5x5x22
3x10x22
5x10x22
10x10x22


$15.00 per year
$25.00 per year
$30.00 per year
$50.00 per year
$90.00 per year

*$10.00 charge if key is lost. *Drill charge varies per cost incurred.
*Lockers available at some locations
**FDIC DOES NOT INSURE SAFE DEPOSIT CONTENTS**

We reserve the right to refuse to handle checks not printed by our authorized check printer.

 

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