Current Rates

All Posted Rates On This Page Are Subject To Change Without Notice.

***APY is accurate as of 11/25/2014

Product / Rate Description Simple Interest or Compounding Period Min. Deposit to Open Account Min. Balance to Earn APY Interest Rate Annual Percentage Yield
NOW Account* Daily $200.00 $1,000.00 0.01% 0.01%
Texas Traditions Account* Daily $200.00 $5,000.00 0.01% 0.01%
Savings Account* Daily $50.00 None 0.01% 0.01%
Money Market Account* Daily $2,500.00 None 0.02% 0.02%
One Month CD** Simple Interest $1,000.00 $1,000.00 0.05% 0.05%
Three Month CD** Simple Interest $1,000.00 $1,000.00 0.10% 0.10%
Six Month CD** Simple Interest $1,000.00 $1,000.00 0.15% 0.15%
One Year CD** Daily $1,000.00 $1,000.00 0.25% 0.25%
Two Year CD** Daily $1,000.00 $1,000.00 1.00% 1.00%
Three Year CD** Daily $1,000.00 $1,000.00 1.25% 1.26%
18 Month Variable IRA* ** Daily $500.00 $500.00 0.15% 0.15%
30 Month IRA** Daily $500.00 $500.00 0.45% 0.45%
5 Year Roth IRA** Daily $500.00 $500.00 0.50% 0.50%

Fees Could Reduce Earnings On The Account
*Interest rate and APY may change after the account is opened.
**A penalty may be imposed for withdrawals before maturity.
We use the Daily Balance Method to calculate interest on all accounts.

Loan Rates

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