Current Rates

All Posted Rates On This Page Are Subject To Change Without Notice.

***APY is accurate as of 06/18/2012

Product / Rate Description	Simple Interest or Compounding Period	Min. Deposit to Open Account	Min. Balance to Earn APY	Interest Rate	Annual Percentage Yield
NOW Account*	Compounded Daily	$200.00	$1,000.00	0.05%	0.05%
Texas Traditions Account*	Compounded Daily	$200.00	$5,000.00	0.05%	0.05%
Savings Account*	Compounded Daily	$50.00	None	0.05%	0.05%
Money Market Account*	Compounded Daily	$2,500.00	None	0.05%	0.05%
One Month CD**	Simple Interest	$1,000.00	$1,000.00	0.05%	0.05%
Three Month CD**	Simple Interest	$1,000.00	$1,000.00	0.10%	0.10%
Six Month CD**	Simple Interest	$1,000.00	$1,000.00	0.15%	0.15%
One Year CD**	Compounded Daily	$1,000.00	$1,000.00	0.25%	0.25%
Two Year CD**	Compounded Daily	$1,000.00	$1,000.00	0.40%	0.40%
Three Year CD**	Compounded Daily	$1,000.00	$1,000.00	0.50%	0.50%
18 Month Variable IRA* **	Compounded Daily	$500.00	$500.00	0.15%	0.15%
30 Month IRA**	Compounded Daily	$500.00	$500.00	0.45%	0.45%
5 Year Roth IRA**	Compounded Daily	$500.00	$500.00	0.50%	0.50%

Fees Could Reduce Earnings On The Account
*Interest rate and APY may change after the account is opened.
**A penalty may be imposed for withdrawals before maturity.
We use the Daily Balance Method to calculate interest on all accounts.

Loan Rates

For rate inquiries please contact any of our convenient locations. Click on the "Locations & Hours" link located on the left side of this screen.