Consumer Checking

Regular Checking Account

  • $200 minimum deposit to open account
  • $500 minimum daily balance required to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • An item fee of $.25 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of the account) in excess of 20 during a statement cycle.  This fee will not apply if the daily balance remains $500.00 or more. This fee does not apply to point of sale transactions utilizing the VISA Debit Card. Minimum balance and item fees are waived for senior citizens age 62 or older
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements

Monthly Service Charges:

  • Monthly service charge of $5.00 if balance is $400.00 - $499.99
  • Monthly service charge of $7.00 if balance is $200.00 - $399.99
  • Monthly service charge of $8.00 if balance is $100.00 - $199.99
  • Monthly service charge of $9.00 if balance is $ 0.00 - $ 99.99

Print a New Account Application, fill out and bring in to one of our branches along with your initial deposit today!

See our Schedule of Charges in the Quick Links section of our website.

*You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655.

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