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Open a consumer account online today!

eChecking Account

  • $100 minimum to open account
  • $8 monthly service charge
  • Monthly service charge waived when 20+ debit card transactions occur monthly
  • No minimum balance requirement
  • Automatic enrollment in E-Statements
  • No interest earned
  • Checks are not provided with this account free of charge

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Regular Checking Account

  • $200 minimum deposit to open account
  • Monthly service charge of $8.00
  • $500 minimum daily balance required to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements

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NOW Account

  • Daily compounded interest paid each monthly cycle on this account
  • $200 minimum deposit to open account
  • Monthly service charge of $12.00
  • $1000 minimum daily balance required to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • Monthly Image Statements
  • Interest will not be paid if the daily balance drops below $1000.00

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Regular Savings Account

  • Interest is compounded daily and credited to the account at the end of each month.
  • Accrued interest is lost if the account is closed prior to end of month.
  • $50 minimum opening deposit.
  • $5 monthly service charge if account balance falls below $100 any day of the statement cycle.
  • Safekeeping of all items.
  • Quarterly Statements.
  • Transactions by check are not allowed on a savings account

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First Star Money Market Account

A tiered account that provides for higher rates of return as the balance increase.

  • The account is tiered as follows:
    • Tier 1: A balance of $9999.99 or less
    • Tier 2: A balance from $10,000.00 through $24,999.99
    • Tier 3: A balance from $25,000.00 through $49,999.99
    • Tier 4: A balance from $50,000.00 through $99,999.99
    • Tier 5: A balance of $100,000.00 or more
  • At our discretion, interest rate on account may change at any time.
  • Interest will be compounded daily and will be credited to account every statement cycle.
  • If you close account before the interest is credited, you will not receive the accrued interest.
  • $2500.00 minimum deposit to open account
  • Monthly service charge of $20.00 will be imposed every month if the balance in the account falls below $10,000.00 any day of the statement cycle.
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue on the first business day after the banking day you deposit noncash items.

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Certificates of Deposit

  • $1000 minimum deposit required to open account.
  • No deposits allowed on the account before maturity.
  • Early withdrawal penalties may apply.
  • Principal withdrawals before maturity are not allowed.
  • Interest accrued can be withdrawn in the term before maturity of that term, but penalties may apply.
  • We offer a variety of terms.

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Main Office

101 E. Bridge St.
Granbury, TX 76048

(817) 573-2655
Toll Free (800) 447-1688

FDIC Equal Housing Lender

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