Business Accounts
Checking Options
| Details |
Regular Business Checking |
Non-Profit |
Business NOW Account |
Account Analysis* |
| Minimum To Open |
$200 |
$200 |
$200 |
$200 |
| Monthly Service Charge |
$8 |
$8 |
$12 |
$20 (plus cost of usage) |
| Monthly Service Charge Waived For |
$500 Balance |
$500 Balance OR 501(c)(3) Documentation |
$1,000 Balance |
Offset credit. Credit based on Federal Funds Rate. |
| Paper Statements |
$3,waived with electronic statement |
Free with 501(c)(3) Documentation or $3, waived with electronic statement |
No Charge |
No Charge |
| Interest Earned |
No |
No |
**Yes |
Credit towards usage charges |
| Optional Sweep Protection |
$1 per occurrence |
$1 per occurrence |
$1 per occurrence |
$1 per occurrence |
| Additional Benefits |
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Ability to offset monthly service charge AND additional product usage charges with credit given on balances. Combined statements. |
*Accounts are subject to Account Analysis fee structure by industry type or FNB discretion based on account usage.
Account is charged according to products/services used. Account balances earn credit based on the Fed Funds Rate to go towards these costs. The credited amount may offset all charges (excluding NSF/Overdraft Fees).
**Interest will not be paid if your daily balance drops below $1,000.00
Print a New Account Application PDF, fill out and bring in to one of our branches along with your initial deposit today!
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Savings Options
See an FNB Account Representative for more information on our Money Management System.
Print a New Account Application PDF , fill out and bring in to one of our branches along with your initial deposit today!