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Business Savings

Business Savings Account

  • Interest is compounded daily and credited to the account at the end of each month.
  • Accrued interest is lost if the account is closed prior to end of month.
  • $50 minimum opening deposit.
  • $5 monthly service charge if account balance falls below $100 any day of the statement cycle.
  • Safekeeping of all items.
  • Quarterly Statements.
  • Payments, transfers and withdrawals from a savings account to another account or to 3rd parties by preauthorized, automatic, draft, telephone or computer are limited to six per month. Transactions by check are not allowed on a savings account.
    *Due to COVID-19, transfer and withdrawal limitations will not be applied.
  • Unlimited transfers or withdrawals are allowed by mail, messenger, automated teller machine or in person but are subject to the fees disclosed in the Schedule of Charges.
    *Due to COVID-19, transfer and withdrawal limitations will not be applied.
  • An item fee of $1.00 will be charged for each debit transaction (withdrawal, automatic transfer, or payment out of this account) in excess of two during a month.
    *Due to COVID-19, this item fee has been waived.
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Business Money Market

  • Interest is compounded daily and credited to the account at the end of each statement cycle
  • Accrued interest is lost if the account is closed prior to the end of the month.
  • $2500 minimum opening deposit
  • $10 monthly service charge if account balance falls below $2500 any day of the month.
  • Payments, transfers and withdrawals from a money market account to another account or to 3rd parties by preauthorized, automatic, check, draft, telephone or computer are limited to six per month.
    *Due to COVID-19, transfer and withdrawal limitations will not be applied.
  • Unlimited transfers or withdrawals are allowed by mail, messenger, automated teller machine or in person but are subject to the fee disclosed in the Schedule of Charges.
    *Due to COVID-19, transfer and withdrawal limitations will not be applied.
  • An item fee of $15.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a statement cycle.
    *Due to COVID-19, this item fee has been waived.
  • Monthly Image Statement
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Business First Star Money Market

A tiered account that provides for higher rates of return as the balance increase.

  • The account is tiered as follows:
    • Tier 1: A balance of $9999.99 or less
    • Tier 2: A balance from $10,000.00 through $24,999.99
    • Tier 3: A balance from $25,000.00 through $49,999.99
    • Tier 4: A balance from $50,000.00 through $99,999.99
    • Tier 5: A balance of $100,000.00 or more
  • At our discretion, interest rate on account may change at any time.
  • Interest will be compounded daily and will be credited to account every statement cycle.
  • If you close account before the interest is credited, you will not receive the accrued interest.
  • $2500.00 minimum deposit to open account
  • Monthly service charge of $20.00 will be imposed every month if the balance in the account falls below $10,000.00 any day of the statement cycle.
  • We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.
  • Interest begins to accrue on the first business day after the banking day you deposit noncash items.
  • Payments, transfers and withdrawals from a money market account to another account or to 3rd parties by preauthorized, automatic, check, draft, telephone or computer are limited to six per month.
    *Due to COVID-19, transfer and withdrawal limitations will not be applied.
  • Unlimited transfers or withdrawals are allowed by mail, messenger, automated teller machine or in person but are subject to the fees disclosed in the Schedule of Charges.
    *Due to COVID-19, transfer and withdrawal limitations will not be applied.
  • An item fee of $15.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a statement cycle.
    *Due to COVID-19, this item fee has been waived.
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Print a New Account Application PDF, fill out and bring in to one of our branches along with your initial deposit today!

You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches.

See our Schedule of Charges.

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655.

Main Office

101 E. Bridge St.
Granbury, TX 76048

(817) 573-2655
Toll Free (800) 447-1688

FDIC Equal Housing Lender

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