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Main

Consumer Checking

Pioneer Account

  • $100.00 deposit to open account
  • Unlimited check activity
  • Check safekeeping is featured on this account
  • $5 monthly service charge
     (Students age 16 or older enrolled in high school or enrolled in college taking 12 hours or more are exempt from the monthly service charge)
  • Free check or deposit copy for any 2 items per statement $2 for each item thereafter
  • One box of wallet bank stock checks provided at no charge
  • Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements
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Regular Checking Account

  • $200 minimum deposit to open account
  • $500 minimum daily balance required to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements: $3.00 monthly fee for paper statements or you can select free E-Statements

Monthly Service Charges:

  • Monthly service charge of $8.00
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Student Account

  • $100.00 deposit to open account
  • Unlimited check activity
  • Check safekeeping is featured on this account.
  • $5 monthly service charge (Students age 13-17 or 18 or older enrolled in college taking 12 hours or more are exempt from the monthly fee).
  • Free check or deposit copy for any 2 items per statement then $2 for each item thereafter.
  • One box of wallet bank stock checks provided at no charge.
  • Monthly Statements
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Senior Citizens Account

  • Our senior citizens checking account offers you special advantages if you are age 62 years or older
  • No monthly service charge, and there's no charge for the checks written on the account
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge
  • Prices for duplicate checks vary depending on style of checks ordered
  • Monthly Image Statements
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NOW Account

  • Daily compounded interest paid each monthly cycle on this account
  • $200 minimum deposit to open account
  • $1000 minimum daily balance required to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • Monthly Image Statements
  • Interest will not be paid if the daily balance drops below $1000.00

Monthly Service Charges:

  • Monthly service charge of $12.00
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Texas Traditions Account

This checking account offers special advantages to customers who prefer to maintain higher average account balances

  • Interest is compounded daily and credited to your account every statement cycle unless the account is closed prior to the end of the cycle. Early account closing forfeits any accrued interest
  • $200 minimum deposit to open account
  • $5000 minimum daily balance on combined Checking, Savings, or Money Market account to avoid monthly service charge
  • One box of wallet bank stock checks provided at no charge
  • $15 monthly service charge when the minimum daily balance or combined balance from checking, savings or money market account falls below $5000.00 any day of the statement cycle.
  • Interest will not be paid if the balance in your account or in any combined Checking, Savings or Money Market account falls below $5000 for the statement cycle
  • Domestic wire transfers, money orders, cashier checks, notary service and medallion stamp guarantee fees are all waived. First National Bank ATM transaction fees waived.
  • Monthly Image Statements
  • Senior citizens age 62 or older receive 2 boxes per year of wallet bank stock checks at no charge. Prices for duplicate checks vary depending on style of checks ordered.
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Print a New Account Application PDF, fill out and bring in to one of our branches along with your initial deposit today!

You will need to personally bring in your completed form and initial deposit to officially open your account at any of our First National Bank Branches.

See our Schedule of Charges.

Product offers, rates, terms and other information provided herein are subject to change without notice. You may request the most current information at 817-573-2655.

Main Office

101 E. Bridge St.
Granbury, TX 76048

(817) 573-2655
Toll Free (800) 447-1688

FDIC Equal Housing Lender

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