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Main

Consumer Accounts

Checking Options

Details Pioneer Checking Regular Checking Student Account Senior Checking (Age 62+) NOW Account Texas Tradition
Minimum To Open $100 $200 $100 $100 $200 $200
Monthly Service Charge $5 $8 $5 $0 $12 $15
Monthly Service Charge Waived For N/A $500 Balance Documentation of students 13 or older taking 12 or more hours N/A $1,000 Balance $5,000 Balance (all personal checking, savings & MMKT’s combined)
Paper Statements $3,waived with electronic statement $3, waived with electronic statement $3,waived with electronic statement or documentation No Charge No Charge No Charge
Interest Earned No No No No *Yes Yes
Optional Sweep Protection $1 per occurrence $1 per occurrence $1 per occurrence $1 per occurrence $1 per occurrence $1 per occurrence
Additional Benefits First box of wallet bank stock checks provided at no charge First box of wallet bank stock checks provided at no charge First box of wallet bank stock checks provided at no charge 2 boxes of wallet bank stock checks PER YEAR at no additional charge First box of wallet bank stock checks provided at no charge Free domestic wire transfers, money orders, startup checks, cashier’s checks, notary & medallion stamp guarantee, customized cards and all FNB ATM fees are waived
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Savings Options

Details Regular Savings Money Market First Star Money Market
Monthly Service Charge $5 $10 $20
Balance To Avoid Service Charge $100 $2,500 $10,000
Interest Yes Yes Yes
Paper Statements

Quarterly Statements

Monthly Imaged Statements

Monthly Imaged Statements

Opening Deposit $50 $2,500 $2,500
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Certificate Options

Details One Month CD Three Month CD Six Month CD One Year CD Two Year CD Three Year CD
Interest Simple Interest Simple Interest Simple Interest Daily Daily Daily
Opening Deposit $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
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IRA Options

Details 18 Month Variable IRA 30 Month IRA 5 Year Roth IRA
Interest Daily Daily Daily
Opening Deposit $500 $500 $500

*CD, IRA, and other deposit types available upon request

Included with every FNB consumer savings account:

  • Online banking
  • Mobile banking
  • Text banking
  • e-statements 

Print a New Account Application PDF, fill out and bring in to one of our branches along with your initial deposit today!

Main Office

101 E. Bridge St.
Granbury, TX 76048

(817) 573-2655
Toll Free (800) 447-1688

FDIC Equal Housing Lender

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