Schedule of Charges
Fees effective as of January 1, 2024
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account. \
ATM
| Item |
Fee |
| ATM – FNB Cash Withdrawal |
No Charge |
| ATM – Non - FNB Cash Withdrawal |
$2.00 |
Business Accounts
| Item |
Fee |
| Account Analysis |
Based on transaction history |
| Cash Management with Bill Pay, ACH and / or Wire |
$35.00 per month (see cash management contract for more details) |
| Cash Management Lite |
$10.00 per month (see cash management contract for more details) |
| Remote Deposit Capture |
$50.00 per month |
Debit Card / Gift Card
| Item |
Fee |
| VISA Debit Card Customized Instant Issue |
$5.00 |
| VISA Debit Card Replacement |
$5.00 |
| VISA Gift Card |
$5.00 to activate |
Miscellaneous
| Type |
Fee |
| Account Research / Statement Research |
$20.00 per hour (one hour minimum) |
| Cashier’s Checks |
$5.00 |
| Check Orders |
(fee depends on style of check ordered) |
| Collection Sent |
$25.00 plus postage costs |
| Early Closure of Account (within six months of opening) |
$20.00 |
| Dormant Account Fee (DDA / NOW) |
$5.00 per month |
| Garnishments / Levies / Executions |
$100.00 |
| Medallion Stamp |
$25.00 |
| Money Orders |
$3.00 |
| Securities Purchased |
$100.00 per purchase |
Overdraft
| Item |
Fee |
| Non – Sufficient Funds (NSF) - Imposed when checks, transfers or items presented by electronic means are returned unpaid. |
$25.00 each |
| Overdraft - Per overdraft paid created by checks, transfers, in-person withdrawals, ATM withdrawals, or by other electronic means. |
$35.00 each |
Online Banking
| Item |
Fee |
| Online Bill Payment – Overnight Delivery |
$20.00 per item |
| Bill Pay Credit Return Fee |
$25.00 per item |
Safe Deposit Boxes
| Item |
Fee |
| 3x5x2 |
$25.00 annually |
| 5x5x2 |
$35.00 annually |
| 3x10x2 |
$45.00 annually |
| 5x10x22 |
$70.00 annually |
| 10x10x22 |
$125.00 annually |
Statements
| Item |
Fee |
| Web CD |
$5.00 each |
Stop Payments
| Item |
Fee |
| Stop Payments – ACH Payments |
$25.00 each |
| Stop Payments – Check, other items |
$25.00 each |
Wire Transfers
| Item |
Fee |
| Wire Transfer – Domestic |
Incoming $15.00 / Outgoing $15.00 |
| Wire Transfer – Foreign |
Incoming $50.00 / Outgoing $50.00 |